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3813 Illinois Street , Crystal Lake, IL 60014.
Welcome to 3813 Illinois St., a beautifully maintained ranch in the Burton Bridge Beach area of Crystal Lake offering flexible living space, thoughtful updates, and an incredible backyard retreat. The main level features a bright vaulted living room, updated kitchen with white cabinetry, tile backsplash, under and over cabinet lighting, recessed lighting, generous counter space, and an inviting eat-in area with sliding glass doors leading to the deck. Bathrooms have been updated within the last 3 years, and the home also features recently replaced windows, siding, outdoor lighting, and roof, plus a whole-house water filter and humidifier. The finished lower level adds exceptional versatility with a private suite-style living arrangement featuring a family room, kitchenette-style area, bedroom/bonus room, bathroom, laundry area, and storage - ideal for teens, extended family, parents, guests, hobbies, or a more private setup within the home. Outside, the fenced backyard is absolutely beautiful with mature landscaping, trees, garden areas, an 8x10 storage shed, a playset, and plenty of space for entertaining or relaxing. Enjoy the large deck with a covered gazebo-style seating area overlooking the peaceful, private yard. The 2.5-car heated garage is another major bonus, complete with a slop sink and a service door to the side yard, providing access to the fenced backyard. Great curb appeal, wonderful outdoor space, flexible lower-level living, and a low $30/year Burton Bridge Beach Civic Association fee make this home a fantastic find!
MLS ID: 12656577
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3813 Illinois Street , Crystal Lake, IL 60014.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,900 | $389,900 | $389,900 |
| Down Payment | $77,980 | $13,647 | $97,475 |
| Monthly Mortgage Amount | $1,895 | $2,357 | $2,409 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $172 | $0 |
| Monthly Estimated Total | $2,552 | $3,186 | $3,066 |